BROOKLYN, N.Y., Nov. 23 /PRNewswire/ -- Auto insurance is a vital part for every car owner. It is a great place to save money since it comes with many variations and different levels of coverage, including liability, comprehensive, collision, and more. Of course, with all these choices, it can be overwhelming for consumers as they decide to buy car insurance.
There are lots of factors that affect the computation of insurance rates which are beyond any consumer's control, two of which are age and driving experience. However, one of the most significant rating factors is indeed controllable, and that is the driver's driving history. An already established fact, drivers who practice road safety will not only lessen the chances of getting themselves into an accident, but will also save money during their insurance process. This is because most auto insurance companies will likely grant discounts and rewards.
When applying for auto insurance, the accumulation of tickets and participation to various accidents would mean a higher risk of loss. This raises a red flag and will directly impact the computation of insurance premiums. Nevertheless, maintaining a clean driving history is not as hard to accomplish. Practicing traffic rules and regulations have been proven to be the most effective way to keep the blemishes off and lowering the rates hugely.
Nearly all traffic accidents recorded are caused by human error or impaired judgment. Over speeding, failure to yield, driving under the influence of drugs or alcohol, driving too closely from another vehicle and trying to race and beat the red light are the most common. Individuals who suffer from swelled car insurance rates do so because they have created a negative impression on their driving records. The good news is that, all of the items cited above can be avoided just by reducing the likelihood of getting involved in such mishaps. Being safe on the road will lead to fewer claims, which will eventually lead to lower premiums in the end.
Source
Thursday, January 28, 2010
Friday, January 15, 2010
U.S. Drivers Dropping Auto Insurance Coverage at Alarming Rate
U.S. Drivers Dropping Auto Insurance Coverage at Alarming Rate
Despite the high rate of dropped auto insurance coverage, most Americans are finding a better way to respond to worsening economic conditions. SaveTodayAutoInsurance.com reports increased usage as drivers seek lower auto insurance rates as a safer alternative to canceling their policies in response to the economic downturn
Lexington, Kentucky (Advertiser Talk) 28-Nov-2009 — Thinking about dropping your auto insurance coverage as a means to cut expenses in these recessionary times? Let’s face it, such actions are risky.
When asked if they were to drop their car insurance coverage due to economic conditions, 15% of respondents of a 2009 comScore survey¹ indicated that they didn’t think their insurance company would increase their rates when later reinstating their policy. And 72% of the respondents were not sure. Though most were not likely to go without auto insurance coverage due to the economy, few consumers understand the consequences.
It just isn’t worth the risk There are 3 compelling reasons to avoid the temptation of skipping your auto insurance coverage Most Americans are responsible, and resist the temptation to drop auto insurance coverage in tough economic times. These drivers are willing to shop for alternatives auto insurance providers as a means to reduce insurance costs Don’t drop your auto insurance coverage. Instead, get competitive auto insurance quotes and save hundreds on your auto insurance policy. During Recessionary Times Don’t Drop Car Insurance Coverage
This year the Insurance Research Council reported that one in six drivers in the U.S. may be driving uninsured by 2010 due to a continuing economic downturn. “It just isn’t worth the risk” says Jim Musselwhite, a founder of http://SaveTodayAutoInsurance.com/online1. “There are 3 compelling reasons to avoid the temptation of skipping your auto insurance coverage”, says Musselwhite. 1. Driving without car insurance is a crime 2. Your auto insurance rates will increase when you reinstate your policy 3. You very well may incur stiff penalties
Source
Despite the high rate of dropped auto insurance coverage, most Americans are finding a better way to respond to worsening economic conditions. SaveTodayAutoInsurance.com reports increased usage as drivers seek lower auto insurance rates as a safer alternative to canceling their policies in response to the economic downturn
Lexington, Kentucky (Advertiser Talk) 28-Nov-2009 — Thinking about dropping your auto insurance coverage as a means to cut expenses in these recessionary times? Let’s face it, such actions are risky.
When asked if they were to drop their car insurance coverage due to economic conditions, 15% of respondents of a 2009 comScore survey¹ indicated that they didn’t think their insurance company would increase their rates when later reinstating their policy. And 72% of the respondents were not sure. Though most were not likely to go without auto insurance coverage due to the economy, few consumers understand the consequences.
It just isn’t worth the risk There are 3 compelling reasons to avoid the temptation of skipping your auto insurance coverage Most Americans are responsible, and resist the temptation to drop auto insurance coverage in tough economic times. These drivers are willing to shop for alternatives auto insurance providers as a means to reduce insurance costs Don’t drop your auto insurance coverage. Instead, get competitive auto insurance quotes and save hundreds on your auto insurance policy. During Recessionary Times Don’t Drop Car Insurance Coverage
This year the Insurance Research Council reported that one in six drivers in the U.S. may be driving uninsured by 2010 due to a continuing economic downturn. “It just isn’t worth the risk” says Jim Musselwhite, a founder of http://SaveTodayAutoInsurance.com/online1. “There are 3 compelling reasons to avoid the temptation of skipping your auto insurance coverage”, says Musselwhite. 1. Driving without car insurance is a crime 2. Your auto insurance rates will increase when you reinstate your policy 3. You very well may incur stiff penalties
Source
Tuesday, December 15, 2009
Assured Best Auto Insurance Quotes
the leading auto insurance resource company offers assured best quotes from different insurance providers in the country. The company has developed a technology to offer unbiased and cheap auto insurance quotes to customers looking for a quote on a new or a pre-owned vehicle. It is also easy to compare different insurance policies at AutoQuoteNow.com. Various parameters are compared when offering the cheapest car insurance to customers. The company has adopted latest technology which sets it apart from other companies which provide free auto insurance quotes. The vastly improved database of vehicle insurance companies and their products gives AutoQuoteNow.com an advantage over competition. Other factors that set apart AutoQuoteNow.com, are updated auto insurance quotes, professional service and a team of experts who are fully equipped to answer any queries on auto insurance.
AutoQuoteNow.com is not only known for providing free insurance quotes. The company has a vast repository of information on auto information which helps customers to understand the various aspects of auto insurance policies before they finally take up the policy. Auto Insurance is offered by many different companies. However, customers need to understand the different Terms and Conditions that come along with each product. Once a customer signs a particular product it is difficult to come out of it as there are penalty clauses attached to all products. At AutoQuoteNow.com, the technology is designed in a way that helps the customer to decide the best policies after visiting the Terms & Conditions.
Customers do not have much time to go through the long list of products offered by the auto insurance companies. Our customer interface is user friendly and gives the cheapest car insurance policies from auto insurance companies quickly. Customers can then decide the best policies to choose for their vehicles.team of experts and market research associates are continuously looking out for the best products available for customers. Every product before being hosted on the database is checked out for the liability coverage, collision coverage, personal Injury protection and a host of other factors. Our in depth research helps us to offer the best free insurance quotes to our customers. Thousands of customers have benefited from our offerings and we are here to serve many thousands more. With our technology infrastructure and research we are sure to satisfy the needs of our customers.
Source
AutoQuoteNow.com is not only known for providing free insurance quotes. The company has a vast repository of information on auto information which helps customers to understand the various aspects of auto insurance policies before they finally take up the policy. Auto Insurance is offered by many different companies. However, customers need to understand the different Terms and Conditions that come along with each product. Once a customer signs a particular product it is difficult to come out of it as there are penalty clauses attached to all products. At AutoQuoteNow.com, the technology is designed in a way that helps the customer to decide the best policies after visiting the Terms & Conditions.
Customers do not have much time to go through the long list of products offered by the auto insurance companies. Our customer interface is user friendly and gives the cheapest car insurance policies from auto insurance companies quickly. Customers can then decide the best policies to choose for their vehicles.team of experts and market research associates are continuously looking out for the best products available for customers. Every product before being hosted on the database is checked out for the liability coverage, collision coverage, personal Injury protection and a host of other factors. Our in depth research helps us to offer the best free insurance quotes to our customers. Thousands of customers have benefited from our offerings and we are here to serve many thousands more. With our technology infrastructure and research we are sure to satisfy the needs of our customers.
Source
Saturday, November 28, 2009
Florida Car Insurance Quotes Online
Many of the Florida car insurance companies are cutting their auto rates. It looks as though the United States economy isn’t coming back quick enough for most households. Now, more than ever, Floridian families are looking to reduce their expenses. Getting a new Florida car insurance quote could help in reducing that bottom line up to $800 per year for many individuals. Have you reviewed your car insurance policy lately? Just know that the large insurance carriers are competing for your policy. Get a free quote today from Edge Auto Insurance and get the lowest rate on the World Wide Web.
During these trying economic times, consultants at our firm would like you to understand how to save money without reducing your coverage. If you are with a current company for several years you may not be able to take advantage of the rate decreases other companies are offering. “Have you been with the same company for several years? If that is the case you are probably paying too much for car insurance. Most likely you are not eligible for their recent rate reductions,” noted Agnew, of Edge Auto Insurance.
FLORIDA CAR INSURANCE QUOTES
Many individuals are lead to believe that if they have their homeowners and car insurance with the same company, that they will be saving more money on policies. We would like you to understand that is no more than marketing gimmick some captive carriers use. In most instances you will get a better deal if you go shop your car insurance separate from your home insurance. Many Floridians already know that most of the homeowners companies have discontinued writing business in the state. This really only leaves a few carriers that will offer you auto and homeowners as a package. Make sure you do your research on our Website and get the rate you deserve.
“Most of the companies offering Florida auto insurance quotes in the state make up for that so called multi-line discount by offering other substantial discounts including multi-car, high prior liability limits, continuous insurance rewards, accident and violation free discounts, residency rewards, paperless discounts, and discounts for simply being a homeowner,” said Agnew.
Our online brokerage is only associated with the most credible auto insurance companies in Florida. Our firm realizes that each of our clients will have different car insurance needs. Therefore, we make every attempt to ensure that all of our clients are able select from the widest range of products possible, Agnew said. Use the Internet and price transparency to research your next car insurance policy.
LEARN ABOUT EDGE AUTO
To learn more about Edge Auto Insurance, please visit our Web Portal at, www.edgeautoinsurance.com, there you will be able to get quotes, compare carriers, and apply online for the best priced auto policy on the Web. If you come across questions regarding proper coverage limits for Florida, you can call into our toll free number. One of our consultants will be able to give you precise, usable, and accurate information regarding all of your inquiries. Lastly, “we offer a full range of insurance and financial solutions for our clients,” Agnew noted. Be sure to ask us what other products we can help you save you big premium dollars with.
Source
During these trying economic times, consultants at our firm would like you to understand how to save money without reducing your coverage. If you are with a current company for several years you may not be able to take advantage of the rate decreases other companies are offering. “Have you been with the same company for several years? If that is the case you are probably paying too much for car insurance. Most likely you are not eligible for their recent rate reductions,” noted Agnew, of Edge Auto Insurance.
FLORIDA CAR INSURANCE QUOTES
Many individuals are lead to believe that if they have their homeowners and car insurance with the same company, that they will be saving more money on policies. We would like you to understand that is no more than marketing gimmick some captive carriers use. In most instances you will get a better deal if you go shop your car insurance separate from your home insurance. Many Floridians already know that most of the homeowners companies have discontinued writing business in the state. This really only leaves a few carriers that will offer you auto and homeowners as a package. Make sure you do your research on our Website and get the rate you deserve.
“Most of the companies offering Florida auto insurance quotes in the state make up for that so called multi-line discount by offering other substantial discounts including multi-car, high prior liability limits, continuous insurance rewards, accident and violation free discounts, residency rewards, paperless discounts, and discounts for simply being a homeowner,” said Agnew.
Our online brokerage is only associated with the most credible auto insurance companies in Florida. Our firm realizes that each of our clients will have different car insurance needs. Therefore, we make every attempt to ensure that all of our clients are able select from the widest range of products possible, Agnew said. Use the Internet and price transparency to research your next car insurance policy.
LEARN ABOUT EDGE AUTO
To learn more about Edge Auto Insurance, please visit our Web Portal at, www.edgeautoinsurance.com, there you will be able to get quotes, compare carriers, and apply online for the best priced auto policy on the Web. If you come across questions regarding proper coverage limits for Florida, you can call into our toll free number. One of our consultants will be able to give you precise, usable, and accurate information regarding all of your inquiries. Lastly, “we offer a full range of insurance and financial solutions for our clients,” Agnew noted. Be sure to ask us what other products we can help you save you big premium dollars with.
Source
Sunday, November 15, 2009
Premium Index Shows Latest Car Insurance Trends
U.S. annual auto insurance premiums averaged $1,674 in September 2009! Get a quote for car insurance and compare your rate to the CarInsurance.com Premium Index (CPI). CPI reports the lowest annual car insurance rates customers received when they compare quotes at CarInsurance.com. CPI includes trends and tools that assist drivers to find the best rate. Getting a car insurance quote is the only way to compare and save.
Many websites offer the ability to compare car insurance rates. CarInsurance.com is a name you can trust. They offer tools and resources that help you make an informed decision before you buy auto insurance. CarInsurance.com gives consumers the information and resources they need to make informed auto insurance decisions. The only way to save is to get a free car insurance quote and see what the insurance marketplace has to offer. You could go from site to site to compare rates, but that would be a big waste of your time. CarInsurance.com is easy to use and their goal is to show you how much you can save on your car insurance. The rates are accurate since they come directly from the insurance companies. If you review each state, you can see that compared to the national average, some states are less expensive to live in. For example, last month Arizona's average car insurance rates were 2% lower than the national average. Arkansas's insurance rates were 34% lower than the national average. Michigan was 20% higher and Pennsylvania was 27% higher than the national average.
Source
Many websites offer the ability to compare car insurance rates. CarInsurance.com is a name you can trust. They offer tools and resources that help you make an informed decision before you buy auto insurance. CarInsurance.com gives consumers the information and resources they need to make informed auto insurance decisions. The only way to save is to get a free car insurance quote and see what the insurance marketplace has to offer. You could go from site to site to compare rates, but that would be a big waste of your time. CarInsurance.com is easy to use and their goal is to show you how much you can save on your car insurance. The rates are accurate since they come directly from the insurance companies. If you review each state, you can see that compared to the national average, some states are less expensive to live in. For example, last month Arizona's average car insurance rates were 2% lower than the national average. Arkansas's insurance rates were 34% lower than the national average. Michigan was 20% higher and Pennsylvania was 27% higher than the national average.
Source
Wednesday, October 28, 2009
ASSURED BEST AUTO INSURANCE QUOTES
the leading auto insurance resource company offers assured best quotes from different insurance providers in the country. The company has developed a technology to offer unbiased and cheap auto insurance quotes to customers looking for a quote on a new or a pre-owned vehicle. It is also easy to compare different insurance policies at AutoQuoteNow.com. Various parameters are compared when offering the cheapest car insurance to customers. The company has adopted latest technology which sets it apart from other companies which provide free auto insurance quotes. The vastly improved database of vehicle insurance companies and their products gives AutoQuoteNow.com an advantage over competition. Other factors that set apart AutoQuoteNow.com, are updated auto insurance quotes, professional service and a team of experts who are fully equipped to answer any queries on auto insurance.
AutoQuoteNow.com is not only known for providing free insurance quotes. The company has a vast repository of information on auto information which helps customers to understand the various aspects of auto insurance policies before they finally take up the policy. Auto Insurance is offered by many different companies. However, customers need to understand the different Terms and Conditions that come along with each product. Once a customer signs a particular product it is difficult to come out of it as there are penalty clauses attached to all products. At AutoQuoteNow.com, the technology is designed in a way that helps the customer to decide the best policies after visiting the Terms & Conditions.
Customers do not have much time to go through the long list of products offered by the auto insurance companies. Our customer interface is user friendly and gives the cheapest car insurance policies from auto insurance companies quickly. Customers can then decide the best policies to choose for their vehicles.
AutoQuoteNow.com, team of experts and market research associates are continuously looking out for the best products available for customers. Every product before being hosted on the database is checked out for the liability coverage, collision coverage, personal Injury protection and a host of other factors. Our in depth research helps us to offer the best free insurance quotes to our customers. Thousands of customers have benefited from our offerings and we are here to serve many thousands more. With our technology infrastructure and research we are sure to satisfy the needs of our customers.
Source
AutoQuoteNow.com is not only known for providing free insurance quotes. The company has a vast repository of information on auto information which helps customers to understand the various aspects of auto insurance policies before they finally take up the policy. Auto Insurance is offered by many different companies. However, customers need to understand the different Terms and Conditions that come along with each product. Once a customer signs a particular product it is difficult to come out of it as there are penalty clauses attached to all products. At AutoQuoteNow.com, the technology is designed in a way that helps the customer to decide the best policies after visiting the Terms & Conditions.
Customers do not have much time to go through the long list of products offered by the auto insurance companies. Our customer interface is user friendly and gives the cheapest car insurance policies from auto insurance companies quickly. Customers can then decide the best policies to choose for their vehicles.
AutoQuoteNow.com, team of experts and market research associates are continuously looking out for the best products available for customers. Every product before being hosted on the database is checked out for the liability coverage, collision coverage, personal Injury protection and a host of other factors. Our in depth research helps us to offer the best free insurance quotes to our customers. Thousands of customers have benefited from our offerings and we are here to serve many thousands more. With our technology infrastructure and research we are sure to satisfy the needs of our customers.
Source
Thursday, October 15, 2009
Alert Drivers Act Could Result In Cheap Insurance Quotes
Pushing its way through Senate is The Alert Drivers Act (“Avoiding Life-Endangering and Reckless Texting by Driver’s Act”), a bill which may bear potential positive effects on insurance for cars that are driven safely. The act will require all states to ban texting on cell phones and all other mobile communication devices. Currently, 14 states have a texting ban in place, while 11 states have modified plans. Washington, for example, has recently enacted the RCW 46 61 668, which makes texting while driving a secondary offense.
If the Alert Driver’s Act is passed, states must then adopt these guidelines or forfeit 25% of highway financing. States would be given two years to comply with these guidelines before the government considers pulling financing.
When Senator Chuck Schumer introduced the act, he felt that it would encounter few problems when being reviewed by Senate. Citing a study by Car and Driver Magazine, which found that texting while driving is more dangerous than drunk driving, Schumer believes that it would be irresponsible to let this bill slip through their fingers.
Manufacturers are equipping cars with more handheld devices than ever, a fact which is contributing to the increasing rate of driver distractions. According to the Insurance Institute for Highway Safety, drivers using cell phone are four times more likely to be involved in a car crash that is serious enough to injure themselves and their passengers. 80% of all car accidents and 65% of near-misses are due occur, in part, to driver distraction, the most popular form of which is mobile phone usage (both texting and calling).
A driver’s history is one of the biggest determining factors of their insurance premiums. Drivers who abide safety laws are automatically at a greater advantage, as their driving records are free of any misdemeanors that could drive up car insurance costs. With an increased focused on cell phone usage, adhering to regulations outlined in the proposed Alert Drivers Act could result in more affordable insurance for cars that are driven safely.
Source
If the Alert Driver’s Act is passed, states must then adopt these guidelines or forfeit 25% of highway financing. States would be given two years to comply with these guidelines before the government considers pulling financing.
When Senator Chuck Schumer introduced the act, he felt that it would encounter few problems when being reviewed by Senate. Citing a study by Car and Driver Magazine, which found that texting while driving is more dangerous than drunk driving, Schumer believes that it would be irresponsible to let this bill slip through their fingers.
Manufacturers are equipping cars with more handheld devices than ever, a fact which is contributing to the increasing rate of driver distractions. According to the Insurance Institute for Highway Safety, drivers using cell phone are four times more likely to be involved in a car crash that is serious enough to injure themselves and their passengers. 80% of all car accidents and 65% of near-misses are due occur, in part, to driver distraction, the most popular form of which is mobile phone usage (both texting and calling).
A driver’s history is one of the biggest determining factors of their insurance premiums. Drivers who abide safety laws are automatically at a greater advantage, as their driving records are free of any misdemeanors that could drive up car insurance costs. With an increased focused on cell phone usage, adhering to regulations outlined in the proposed Alert Drivers Act could result in more affordable insurance for cars that are driven safely.
Source
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