Auto Insurance – 5 New Ways To Save Money On Car Insurance

Here are five ways to save in the new online economy:

Shop Online with Several Auto Insurance Companies
Auto insurance companies use a lot of the same ranking factors to set premiums costs, but each one is different. Some companies are great if your driving record is prefect. Others are best for drivers with tickets or accidents. A site like QuoteWizard.com can help you compare auto insurance rates and find the right provider for you.
Find a Smaller, Specialized Insurance Company that Fits Your Needs
Lately, the national, big-name underwriters have shifted their higher-risk coverage into small subsidiary brands. Also, most states have smaller, local insurers that specialize in writing higher-risk auto insurance polices. Their rates are far more competitive that the national brands if your driving record is less than perfect. When you shop around for auto insurance in your area, you'll get an idea of what smaller, local options are available.
Consider an Online-Only Auto Insurance Company
It started with online-only savings accounts. Banks realized that by offering consumers a savings account that was handled completely online the bank could save dramatically on overhead costs. This savings was passed on to consumers by way of higher interest rates. Online savings accounts typically yield about ten times more than their brick-and-mortar counterparts. Currently, new auto insurance companies are beginning to follow suit. By eliminating the costs associated with operating storefronts, online auto insurance companies are able to offer significantly cheaper premiums to consumers that don't mind conducting their insurance business over the internet and on the telephone.
Purchase Less Auto Insurance
If the sagging economy has you scrimping to save money, you might want to reduce your auto insurance levels. It's risky to only purchase your state's minimum auto insurance liability coverage, but dropping parts of your policy that you don't need can save you money. If your car has lost significant value since you purchased your policy, consider eliminating comprehensive and collision coverage.
Check Insurance Rates Every 6 Months
Now that it's so simple to find the best auto insurance rates online, you should make a point of getting a fresh set of quotes about every six months. Gone are the days of signing off on another year of the same overpriced coverage just for simplicity's sake. Major life changes like moving, purchasing or selling a car, getting married, or paying off your home are also excellent checkpoints.

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Consumers warned over belongings in care homes

Consumers have been warned to be careful about belongings that are in care homes, as they may not be automatically insured against theft, loss, and damage. The report claims that many elderly people that have moved into care homes and taken their belongings with them may actually have no protection against such eventualities because the insurance cover may not extend to covering belongings in care homes.

An official from Bupa said that it was important for residents to find appropriate insurance cover if necessary in the event that their belongings were not covered. He said: ‘It’s the responsibility of individual residents, as stated in our terms and conditions. However, if we are responsible for an item being lost or damaged, we will reimburse the cost.’
He added: ‘In addition, we provide our residents with secure facilities such as a lockable drawer in their rooms.’
According to recent reports most care homes do provide a safe and secure storage area or safe for residents, in which valuable such as expensive jewellery and the like can be stored. Consumers are advised that there may be stand alone cover available such as that used to protect the belongings of students who live in shared college accommodation, which is something that a number of providers offer.
However, officials have said that consumers should be aware that it can be difficult to find one of these stand alone policies at an affordable price, as many insurance firms are too worried about the risk of theft given that care homes provide so many communal areas, making it more likely that theft could occur.

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Finding Cheaper UK Car Insurance Quotes

When its time for you to look for a car insurance quote, the internet option is usually the best choice for cheap car insurance quotes. This is the reason we created this website so you can compare the car insurance market faster with a better chance of finding money saving car insurance policies for you and all your friends.
Using a free comparison website like this saves you loads of time and probably money as you consider the quotes offered to you by the car insurance comparison search engine given to you to use as you like.
Car insurance is becoming more expensive every year so saving just £50 is worth 5 minutes of you time because that’s all you need when you compare car insurance online.
We will also give you some tips and advice about car insurer and the policies they offer you. Most policies are standard, these policies are…
Third Party
This cover is very standard and it’s needed by law to drive on UK highways. Third party is the cheapest form of car insurance in the UK.
Third Party Fire and Theft
Just like third party, this cover also protects your car form fire damage and theft.
Compressive
The daddy of all car insurance policies. This level of car insurance protects you and your car from loss, damage and theft. This cover can include breakdown cover as standard.
You can be sure of one this one this site, you will be able to compare the best car insurance quotes from Britain’s best car insurers. Most of the important insurers are listed on our car insurance comparison quoting engine when you use it.
The system will bring back all the quotes on one screen so you can choose the best one and the best price from all the best insurers and as you know, for free.

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